With Labor Day behind us, we're in the final stretch of the 2024 presidential election race. As we follow the news and parse the most recent polls, some may ask, "How might what happens on November 5 impact my finances?” As financial professionals, we’ve done some homework and come to the following conclusion: you may…
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About: Stephen Ostrofsky
For over 36 years, I've been involved professionally with the financial services industry in many capacities. With my client's best interest in mind, I have dedicated myself to investor advocacy and financial education in pursuit of their True North.
Recent Posts by Stephen Ostrofsky
Tax Loss Harvesting Provides Investors Tax Alpha for Investment Portfolios in 2024 Tax Year?
Now is the time, for the 2024 tax year, to take a good look at your non-qualified, taxable investment accounts to consider tax loss harvesting strategies for your portfolios. Effective tax loss harvesting can help increase the Tax Alpha for your investment portfolio. A positive Tax Alpha impact on investment performance occurs when capital gains…
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Global vs. International: What’s the Difference?
With international stock markets comprising about 40 percent of the world's capitalization as of 2023, a broad range of investment opportunities exist outside the borders of the U.S.1 For investors who are looking to diversify their mutual fund portfolio with exposure to companies located outside the U.S., there exist two basic choices: A global mutual…
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What Impact Does Chronic and Custodial Healthcare Costs Have on First Responders Financial Well-Being?
Financial well-being comes when we can meet current and future financial obligations, absorb financial setbacks, and keep driving towards financial goals, such as adequate retirement income. Life well-being comes when we live satisfying lives, full of meaning and purpose. We need financial well-being to enjoy life’s well-being, but it is life well-being that we seek. …
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