Category Archives: Financial Planning

How Can Today’s Technology Transform Your Financial Life?

  For investors who can remember rotary phones, mimeograph machines and switchboard operators, they most likely are unaware of how today’s technology can transform their financial life. For that matter, the vast majority of investors are stuck in what has proven to be the arduous task of keeping up with all of their banking, lending…
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Why Is Sequence of Return Risk So Important for Retirement Planning?

What’s more important, the investment rate of return or the order in which the investment returns are realized? Ask any investor and no doubt the prevailing sentiment would be the rate of investment return. In fact, the sequence of investment returns may be just as, if not more, critical to your retirement assets once withdrawals…
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FRS Investment Plan Offers Self-Directed Brokerage Account Option With Greater Investment Choice

In January 2014, the Florida Retirement Systems (FRS) announced a self-directed brokerage account option for FRS Investment Plan participants, including teachers and public school employees. According to the FRS, “The Self-Directed Brokerage Account (SDBA) allows Investment Plan members to invest in thousands of different investments in addition to the Investment Plan’s primary investment funds.” In…
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FRS Investment Plan Offers Self-Directed Brokerage Account Option With Greater Investment Choice to Law Enforcement Officers and Firefighters

In January 2014, the Florida Retirement Systems (FRS) announced a self-directed brokerage account option for FRS Investment Plan participants, including law enforcement officers and firefighters.  According to the FRS, “The Self-Directed Brokerage Account (SDBA) allows Investment Plan members to invest in thousands of different investments in addition to the Investment Plan’s primary investment funds.” In…
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