What’s more important, the investment rate of return or the order in which the investment returns are realized? Ask any investor and no doubt the prevailing sentiment would be the rate of investment return. In fact, the sequence of investment returns may be just as, if not more, critical to your retirement assets once withdrawals…
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How Best to Manage an Investment Portfolio: Strategic Versus Tactical Asset Allocation
In 2013, the S&P 500 index was up 32.15%, while the overall bond market had declined in value. So what are investors to do now? That depends on what your investment policy statement states, which details your investment portfolio asset allocation and how it is to be adjusted over time. There is little debate amongst…
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FRS Investment Plan Offers Self-Directed Brokerage Account Option With Greater Investment Choice
In January 2014, the Florida Retirement Systems (FRS) announced a self-directed brokerage account option for FRS Investment Plan participants, including teachers and public school employees. According to the FRS, “The Self-Directed Brokerage Account (SDBA) allows Investment Plan members to invest in thousands of different investments in addition to the Investment Plan’s primary investment funds.” In…
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FRS Investment Plan Offers Self-Directed Brokerage Account Option With Greater Investment Choice to Law Enforcement Officers and Firefighters
In January 2014, the Florida Retirement Systems (FRS) announced a self-directed brokerage account option for FRS Investment Plan participants, including law enforcement officers and firefighters. According to the FRS, “The Self-Directed Brokerage Account (SDBA) allows Investment Plan members to invest in thousands of different investments in addition to the Investment Plan’s primary investment funds.” In…
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